RonO (rono_60103) wrote,

  • Mood:

I Think I Hear The Chick Peeping

We are moving to lock down our mortgage, albeit with my second choice broker. We have a home inspection scheduled for Thursday afternoon, and have an escrow account set up to which I'll deliver the check this afternoon. So, it is looking more and more like we'll get the house.

I've also done some research into the lion's share (by count, at least) of the bad claims on our credit report. They seem to come from a large group practice that I went to a few times in 1998 and 1999, but are dated from 2003 and 2004 according to the collection agency. I've asked the clinic to see if they can confirm that I was not treated during those dates (but what they may come up with is proof that all of my treatments were paid for between me and insurance). I have a pretty good suspicion that the clinic in question was also seeing another Ronald Oakes since I once got a prescription in the mail for a drug I didn't need from a doctor I hadn't seen. (I don't know if this was the Ronald Oakes who was also an announcer for the San Diego Gulls minor league hockey team in the 1960's or 1970's and died a couple of years ago, or not, but it is not out of the question)

We still have to get the mortgage officially approved, and confirm that they can meet the current closing date (which is tight, but I suspect if its for financing we'll be able to move it), and hope that nothing comes up during the inspection and termite check -- which will hopefully also be on Thursday. But it is looking more and more likely that we'll once again be home owners before the end of March, or possibly before the end of April.

I'm debating a bit on whether I'd like the closing to stay around March 22 (current date) or slip into early April. Late March would reduce our closing costs, but also give us only April of overlap to clear out of the house in Oceanside. On the other hand, early April would increase the closing to most of a month's payment, but would give us until the end of May. But, I doubt we'll need much time to get the new house ready -- it shows just about ready to be moved into (just a couple of punch-list type items for the rehabbers to finish).

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